Payroll Software for Small Businesses & Contractors (2026)

All-in-one payroll, benefits, and HR with transparent pricing and a modern interface. Strong for small businesses and contractors.

Gusto is our top pick for most small businesses and growing teams. It combines payroll, benefits, and HR in one platform with published pricing—no sales call required. Setup is straightforward, tax filing is automatic, and contractor support is built in. If you want a single place to run payroll, offer benefits, and manage onboarding, Gusto is the default choice.

Payroll that runs inside QuickBooks so your books and pay runs stay in one place. Ideal if you already use QuickBooks for accounting.

QuickBooks Payroll is the obvious fit when you already run your books in QuickBooks. Payroll posts to the right accounts and jobs with no sync or export, and labor cost flows straight into job costing. Pricing is competitive at entry, and the workflow is seamless for anyone who lives in QuickBooks. If you're not on QuickBooks, other options often offer better standalone value.

Straightforward payroll with flat pricing and no tier maze. Good for small teams that want simplicity and predictable costs.

OnPay stands out for value and clarity. One main plan, base-plus-per-person pricing you can see upfront, and solid payroll plus benefits without the complexity of tiered plans. It's a strong alternative to Gusto if you want similar ease of use with a simpler pricing structure. Support is included, and it works with any accounting software.

Enterprise-grade payroll and HR that scales. Custom pricing and optional dedicated support for growing and multi-state businesses.

ADP is the pick when you need to scale. It handles large headcounts, multi-state payroll, and optional global payroll. Pricing is custom—you get a quote—and you can get dedicated account management. For very small teams, Gusto or OnPay are often simpler; for growing or midsize businesses that want a full-service provider, ADP is a top option.