Quick verdict
How these two tools differ.
Justworks is a PEO that bundles payroll, benefits, and compliance; you get a quote and access to large-group health and benefits. Gusto is a standalone payroll and HR platform with tiered published pricing—you see the price and sign up online. Both serve small to midsize businesses.
Justworks wins if you want a single vendor for payroll and benefits with PEO-level support and large-group plans. Gusto wins if you want transparency: no sales call, clear pricing, and a modern self-serve experience. Choose Justworks for PEO benefits and hand-holding; choose Gusto for published rates and DIY control.
Comparison summary
Winner for PEO benefits
Justworks
Justworks offers large-group benefits and PEO-level compliance in one relationship.
Winner for transparency
Gusto
Gusto publishes pricing and lets you sign up and run payroll without a sales call.
Quick decision guide
Which product fits your situation.
Choose Justworks if:
- You want PEO-style benefits and compliance support.
- You're okay with custom pricing and a sales process.
- You prefer one relationship for payroll and benefits.
Choose Gusto if:
- You want to see pricing and sign up without a sales call.
- You prefer self-serve and transparent tiered pricing.
- You don't need a PEO or large-group benefits.
Ratings comparison
How we score each product.
| Category | Justworks | Gusto |
|---|---|---|
| Ease of use | 4.5 | 4.9 |
| Features | 4.6 | 4.8 |
| Pricing | 4.0 | 4.6 |
| Support | 4.6 | 4.5 |
| Integrations | 4.2 | 4.7 |
Feature comparison
Side-by-side feature check.
SupportedPartial supportNot available
| Feature | Justworks | Gusto |
|---|---|---|
| Payroll | W-2 and 1099; PEO bundle | W-2 and 1099; standalone |
| Benefits | Large-group health and benefits (PEO) | Health, 401(k), and more built in |
| Pricing transparency | Custom quote | Published tiered pricing |
| HR and compliance | PEO compliance and support | HR tools and compliance |
Pricing comparison
What to expect to pay.
Justworks uses custom pricing—you get a quote. Gusto uses published tiered pricing (e.g. $40/month base plus per person). Justworks can be competitive for PEO value but isn't comparable without a quote. Gusto is easier to budget and compare online.
Pros and cons
Strengths and trade-offs.
Justworks
Pros
- PEO benefits and compliance
- Large-group health plans
- Single vendor for payroll and benefits
- Dedicated support
Cons
- Custom pricing
- No self-serve signup
- Less transparency than Gusto
Gusto
Pros
- Published pricing
- Self-serve signup
- Modern HR and payroll
- Strong integrations
Cons
- Not a PEO
- Per-person costs can add up
Best for
Which tool fits your situation.
Best for PEO benefits
Justworks is the better fit when you want large-group benefits and PEO-level compliance support with one vendor.
Best for transparent pricing
Gusto is the better fit when you want to see pricing online and run payroll and HR without a sales process.
Alternatives
Other options we review.
RipplingPayroll and HR with more self-serve; another alternative to PEO.
Read review →
ADPEnterprise payroll; custom pricing.
Read review →More comparisons
Read full reviews
Dive deeper into each product.
For detailed ratings, features, and pros and cons, see our standalone reviews:
Best payroll software guides
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FAQs
Quick answers.

