Best OnPay Alternatives (2026)

All-in-one payroll, benefits, and HR with transparent pricing and a modern interface. Strong for small businesses and contractors.

Gusto is our top pick for most small businesses and growing teams. It combines payroll, benefits, and HR in one platform with published pricing—no sales call required. Setup is straightforward, tax filing is automatic, and contractor support is built in. If you want a single place to run payroll, offer benefits, and manage onboarding, Gusto is the default choice.

Enterprise-grade payroll and HR that scales. Custom pricing and optional dedicated support for growing and multi-state businesses.

ADP is the pick when you need to scale. It handles large headcounts, multi-state payroll, and optional global payroll. Pricing is custom—you get a quote—and you can get dedicated account management. For very small teams, Gusto or OnPay are often simpler; for growing or midsize businesses that want a full-service provider, ADP is a top option.

Full-service payroll with strong support and advisory. Good for businesses that want a partner for compliance and benefits.

Paychex is the full-service alternative: custom pricing, optional dedicated reps, and a reputation for hands-on support. If you want someone to guide you through compliance, benefits, and setup—rather than running everything yourself—Paychex is a strong choice. Compare with ADP if you're weighing two traditional providers.

Payroll combined with HR, benefits, and IT device management in one modern platform. Strong for growing companies that want one system for people operations.

Rippling is the pick when you want payroll plus HR and IT in a single, automation-heavy platform. It suits growing companies that need onboarding, app provisioning, and device management alongside pay runs—not just a payroll-only tool. Pricing is typically custom; compare with Gusto or OnPay if you want simpler published rates and a narrower feature set.

Payroll add-on paired with Wave’s free accounting. Fits solopreneurs and very small teams that want minimal cost and simple pay runs.

Wave pairs free accounting with a payroll add-on, which appeals to micro businesses and solopreneurs who want to keep monthly software cost low. It’s not as deep on HR and benefits as Gusto or Rippling—but for very small teams that already use Wave for books, it’s a practical path to run payroll without switching platforms.